Terms of Service

Last updated: April 17, 2026

These Terms of Service ("Terms") govern your use of RevRecoup ("we," "us," "our") and our debt recovery services. By submitting accounts to us or using our platform, you agree to these Terms.

1. Services

RevRecoup provides professional debt recovery services. Clients submit outstanding receivables through our platform, and we pursue recovery on a contingency basis. Fees are deducted from recovered amounts as agreed in the client service agreement.

2. Client Responsibilities

3. Fees and Payment

Our fees are contingency-based and calculated as a percentage of amounts recovered. Specific rates are set out in your client service agreement. Recovered funds, net of our fee, are remitted to you according to the schedule in that agreement.

4. Compliance

We conduct all collection activity in accordance with the Fair Debt Collection Practices Act (FDCPA) and other applicable federal, state, and local laws. You warrant that all accounts submitted comply with applicable law.

⚖️ IMPORTANT — PLEASE READ SECTIONS 5, 6, AND 7 CAREFULLY. They limit your legal rights, including how disputes are resolved and the maximum amount you can recover from us.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS, OUR SERVICES, OR ANY ACCOUNT PLACED WITH US — WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY — SHALL NOT EXCEED THE TOTAL PROFIT (I.E., NET FEES RETAINED BY REVRECOUP) ACTUALLY COLLECTED AND RETAINED BY US FROM YOUR ACCOUNTS UNDER THESE TERMS.

This cap applies under any and all circumstances and regardless of the form, basis, or cause of the claim. In no event shall we be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenue, lost goodwill, or lost data, even if we have been advised of the possibility of such damages.

6. Binding Arbitration

YOU AND REVRECOUP AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES — WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION, OR ANY OTHER LEGAL THEORY — SHALL BE RESOLVED EXCLUSIVELY THROUGH FINAL AND BINDING INDIVIDUAL ARBITRATION, NOT IN COURT.

Arbitration shall be administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Delaware, United States, and shall be conducted in English by a single arbitrator. The arbitrator's decision shall be final and binding, and judgment may be entered on the award in any court of competent jurisdiction.

You agree that, by agreeing to these Terms, you and RevRecoup are each waiving the right to a trial by jury or to participate in a class action.

7. No Class Actions — Individual Claims Only

YOU AND REVRECOUP AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

The arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding. If a court or arbitrator decides that this class-action waiver is unenforceable as to any particular claim, then that claim (and only that claim) must be severed from the arbitration and brought in court, while all other claims remain subject to arbitration.

8. Termination

Either party may terminate the service relationship in accordance with the client service agreement. Fees earned on accounts collected before or after termination remain payable per that agreement. Sections 5, 6, 7, and 9 survive termination.

9. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles. Except for arbitration proceedings, which are governed by the Federal Arbitration Act, the state and federal courts located in Delaware shall have exclusive jurisdiction over any matters not subject to arbitration.

10. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated through the platform or by email. Continued use of our services after the effective date of an update constitutes acceptance.

11. Contact

Questions about these Terms? Email us at support@revrecoup.com.